Welcome to the rollout of our new internet home page.  We want to provide you with a first class, high quality experience on the world wide web.   It contains many new features (some which you can customize to your own needs), and should be a source of good information.  I hope you enjoy it. 

 

It is impossible to talk about the subject of banking today without the topic of our current financial crisis popping up.  These are uncertain times - no question about it.  There are many people who are confused, perplexed, or downright frightened over the economic breakdown we are experiencing the world over.  Our federal government has undertaken unprecedented steps to combat the weaknesses in the open markets.  And our nation is looking at huge deficit spending as a result.   

 

In all this turmoil, it is nice to know that your local Community Bank is still there, lending money and earning profits the old fashioned honest way.  Community Banks are smaller institutions that have always worked closely with their respective communities.  These bankers understand that loaning money should be a two way win-win scenario.  Good for the lender AND good for the borrower.  If the borrower cannot ultimately afford the loan, it is really in his best interest not to go through with it. 

 

That has always been the philosophy at the North Central Bank.  Make sound, conservative loan and investment decisions.  No sub-prime loans.  No complex derivatives.  Treat your customers right, keep their best interest at heart - and in the long run - everyone comes out benefiting from the relationship.  That’s what keeps customers coming back….time after time. 

 

We sincerely appreciate all our loyal customers.  Thank you for the trust you have placed in our organization.  We will constantly strive to uphold that trust through hard work and careful stewardship.      

 

Sincerely yours, 

 

David R. Ward 

President 

David R. Ward 

President